Ray Bulaon Law Offices, Inc.

Our Guarantee Our money-back warranty is easy to understand and is the best in the business. We will refund 100% of your money if we do not remove more than 25% of all the negatives we work on, from all three major credit bureaus, within six months from the time that you sign up for our service. In order for the warranty to apply, you must have at least four negatives on your credit report at the time of sign-up, and may not have used a credit repair agency nor attempted to repair your credit in the past two years. Unpaid collections and unpaid charge-offs do not qualify for the warranty and are not included. Client also agrees to send updated reports from each of the three credit bureaus to us within 5 days of receipt. Updated reports should be received by the client every 15-45 days. It is the client's responsibility to make us aware when the client has not received updated reports in this period.